1. Credit cards. Seen conflicting things about this. Some people say you should use a credit card for everything because paying off the debt each month builds your credit and then you will find it easier to get a mortgage. Is that true? I have a few nerves around getting one (I'm pretty frugal), but I will do if it's important.
2. Apparently you're meant to contribute half the age you started as a percentage of your income to your pension. My contributions have been too low this past year and I thought I was doing enough. Especially being self-employed, I also didn't actually know that employer contributions could be so good. My parents taught me literally nothing about money and careers; they just said "study hard and you can do anything" and that was where their advice ended. They never shared the knowledge that they obviously have with me. With my brother they have always been concerned about his career and finances, but apparently for me it doesn't matter.
Secondly, men talk about money with each other all the time and then they keep it to themselves away from women so all the better to manipulate us. I'm scared for my future, I feel like we have to think of everything on our own and there are people everywhere who would rather see us fail and be dependent.
Edit: thinking about it I wouldn't be surprised if my parents hoped to keep me and my sister poor so we would stick around and look after them. When I told my dad I wanted to buy a house on my own he looked horrified and tried to tell me I need a man.
If you work full-time and it's not a survival job situation, save a half of take home pay. People tend to spend way more on consumer goods, than they really should. The faster you save, the sooner you are free.
Unpopular opinion, but you don't need mortgage to buy housing.